PREMIER UNIVERSITY

Department of Business Administration, Faculty of Business Studies
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PREMIER UNIVERSITY

Department of Business Administration, Faculty of Business Studies
Profile

Department of Business Administration, Faculty of Business Studies

Afroza Sultana

Assistant Professor, Department of Business Administration

afrozapuc2018@gmail.com; afroza.sultana@puc.ac.bd

About

Afroza Sultana is a passionate finance educator and researcher at Premier University, Chittagong, where she has been dedicatedly teaching students since 2014 and currently serves as an Assistant Professor in the Department of Business Administration. Holding an MPhil and an MBA in Finance, her research thoughtfully engages with financial inclusion, central banking, digital transformation, and sustainable finance, with publications in renowned international outlets including Emerald Publishing and Routledge–Taylor & Francis. She has presented her research works in person at international conferences across Bangladesh, Sri Lanka, and Thailand, and brings the same dedication to her classroom, where she teaches a diverse range of finance courses at both undergraduate and postgraduate levels.

Qualification

Master of Philosophy (MPhil)
University of Chittagong

Master of Business Administration (MBA) in Finance
University of Chittagong

Bachelor of Business Administration (BBA) in Finance
University of Chittagong

Research

Other Publications

Journal Article
Sultana, A., & Barua, M. (2025). Emerging Technologies in Sustainable Finance: AI and DLT As Enablers of The Green Economy. HOLISTICA – Journal of Business and Public Administration, 16(2). https://doi.org/https://doi.org/10.2478/hjbpa-2025-0019
Journal Article
Sultana, A. (2025). The cautious march of central banks toward climate policy measures. Energy Economics Letters, 12(2), 99–111. https://doi.org/10.55493/5049.v12i2.5639
Journal Article
Sultana, A. (2025). Does digital financial literacy increase savings in formal financial institutions? International Journal of Research in Business and Social Science, 14(5), 170–188. https://doi.org/10.20525/ijrbs.v14i5.4296
Journal Article
Sultana, A. (2025). Does financial inclusion gender gap persist in the digital world? Asian Journal of Empirical Research, 15(3), 65–75. https://doi.org/10.55493/5004.v15i3.5499
Journal Article
Sultana, A. (2025). Central Bank Digital Currency (CBDC): Reclaim the Money Supply Monopoly? International Journal of Finance & Banking Studies, 14(2), 57–72. https://doi.org/10.20525/ijfbs.v14i2.4049
Journal Article
Datta, R., Sultana, A., & Sonia, S.A. (2017). Introduction of Factoring in Bangladesh. Elk Asia Pacific Journal of Finance and Risk Management, 8(4). ISSN 2349-2325; doi: 10.16962/EAPJFRM/issn. 2349-2325/2015
Book Chapter
Sultana, A. and Alam, S. (2024). Adaptation of Blockchain Technology into the Letter of Credit (LC) Arrangement: An Overview of the Sustainable Business Practice in Asia, Gupta, S., Taneja, S., Özen, E., Sood, K. and Grima, S. (Ed.) Green Management: A New Paradigm in the World of Business (Emerald Studies in Finance, Insurance, and Risk Management), Emerald Publishing Limited, Leeds, pp. 303-337. https://doi.org/10.1108/978-1-83797-442-920241017
Book Chapter
Uddin, S. M. S., & Sultana, A. (2022). Breaking the barriers of Zakat Management System through Islamic Fintech: The Case of Bangladesh. In Suzuki, Y., & Miah, M. D. (Eds.), Digital Transformation in Islamic Finance: A Critical and Analytical View,(1st ed., pp. 251–272). Routledge-Taylor & Francis. http://dx.doi.org/10.4324/9781003262169-17
Case Study
Sonia, S. A. & Sultana, A. (2016). The Management Puzzlement Case. Business Cases, 1(1). Faculty of Business Studies, Premier University.

Experience

2023
Present
Assistant Professor, Department of Business Administration,
Premier University, Chattogram, Bangladesh,
2014
2022
Lecturer, Department of Business Administration
Premier University, Chattogram, Bangladesh,
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