Department of Business Administration, Faculty of Business Studies
Assistant Professor, Department of Business Administration
afrozapuc2018@gmail.com; afroza.sultana@puc.ac.bdAfroza Sultana is a passionate finance educator and researcher at Premier University, Chittagong, where she has been dedicatedly teaching students since 2014 and currently serves as an Assistant Professor in the Department of Business Administration. Holding an MPhil and an MBA in Finance, her research thoughtfully engages with financial inclusion, central banking, digital transformation, and sustainable finance, with publications in renowned international outlets including Emerald Publishing and Routledge–Taylor & Francis. She has presented her research works in person at international conferences across Bangladesh, Sri Lanka, and Thailand, and brings the same dedication to her classroom, where she teaches a diverse range of finance courses at both undergraduate and postgraduate levels.
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🎓
Master of Philosophy (MPhil) in Financial Literacy University of Chittagong |
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🎓 Master
of Business Administration (MBA) in Finance University of Chittagong |
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🎓 Bachelor
of Business Administration (BBA) in Finance University of Chittagong |
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Peer-Reviewed Journal
Articles |
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1. Sultana, A., & Barua, M. (2025). Emerging
Technologies in Sustainable Finance: AI and DLT As Enablers of The Green
Economy. HOLISTICA – Journal of Business and Public Administration,
16(2). https://doi.org/10.2478/hjbpa-2025-0019
2. Sultana, A. (2025). The cautious march of central
banks toward climate policy measures. Energy Economics Letters, 12(2),
99–111. https://doi.org/10.55493/5049.v12i2.5639 |
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3. Sultana, A. (2025). Does digital financial
literacy increase savings in formal financial institutions? International
Journal of Research in Business and Social Science, 14(5),
170–188. https://doi.org/10.20525/ijrbs.v14i5.4296 |
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4. Sultana, A. (2025). Does financial inclusion
gender gap persist in the digital world? Keywords. Asian Journal of
Empirical Research, 15(3), 65–75. https://doi.org/10.55493/5004.v15i3.5499 |
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5. Sultana, A. (2025). Central Bank Digital Currency
(CBDC): Reclaim the Money Supply Monopoly? International Journal of
Finance & Banking Studies, 14(2), 57–72. https://doi.org/10.20525/ijfbs.v14i2.4049 |
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6.
Datta, R., Sultana, A., & Sonia, S.A. (2017). Introduction of Factoring in Bangladesh. Elk Asia
Pacific Journal of Finance and Risk Management, 8(4). ISSN 2349-2325; doi: 10.16962/EAPJFRM/issn. 2349-2325/2015 |
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Scopus-Indexed Book Chapters |
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1. Sultana, A. and Alam, S. (2024). Adaptation of Blockchain Technology into the Letter
of Credit (LC) Arrangement: An Overview of the Sustainable Business Practice
in Asia, Gupta, S., Taneja, S., Özen, E., Sood, K. and Grima, S. (Ed.) Green Management: A New Paradigm in the World of Business, Emerald Publishing
Limited, Leeds, pp. 303-337. https://doi.org/10.1108/978-1-83797-442-920241017 |
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2.
Uddin, S. M. S., & Sultana, A. (2022). Breaking the barriers of Zakat Management System
through Islamic Fintech: The Case of Bangladesh. In Suzuki, Y., & Miah,
M. D. (Eds.), Digital Transformation in Islamic Finance: A Critical
and Analytical View,(1st ed., pp. 251–272). Routledge-Taylor &
Francis. http://dx.doi.org/10.4324/9781003262169-17 |
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Case
Study |
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Sonia,
S. A. & Sultana, A. (2016). The Management Puzzlement Case. Business Cases, 1(1).
Faculty of Business Studies, Premier University. |
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2023 to Present |
Assistant
Professor, Department of Business Administration, Premier University,
Chattogram, Bangladesh. |
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2014 to 2022 |
Lecturer,
Department of Business Administration, Premier University, Chattogram,
Bangladesh. |